CIRCULAR OF SHANGHAI HEADQUARTERS (NO. 1 FINANCIAL SERVICE DEPARTMENT) OF THE PEOPLE’S BANK OF CHINA ON TRANSMITTING THE CIRCULAR ON THE JOINT DEBUGGING AND TESTING OF THE NATIONAL CHECK IMAGE EXCHANGE SYSTEM
Circular of Shanghai Headquarters (No. 1 Financial Service Department) of the People’s Bank of China on Transmitting the Circular
on the Joint Debugging and Testing of the National Check Image Exchange System
Yin Zong Bu Fu [2006] No. 68
All policy banks, state-owned commercial banks, Shanghai (Municipality) branches of joint stock commercial banks, Shanghai Pudong
Development Bank, Bank of Shanghai, Shanghai Rural Commercial Bank, the business department of the headquarters of the Bank of Communications,
and the accounting settlement offices (departments)of all Shanghai-based foreign-funded banks engaging in RMB business,
The Circular on the Joint Debugging and Testing of the National Check Image Exchange System (Yin Zhi Fu [2006] No. 199) is hereby
transmitted to you, please abide hereby.
Attachment: Circular on the Joint Debugging and Testing of the National Check Image Exchange System (Yin Zhi Fu [2006] No. 199)
No.1Financial Service Department of Shanghai Headquarters of the People’s Bank of China
November8, 2006 Attachment: Circular on the Joint Debugging and Testing of the National Check Image Exchange System
Yin Zhi Fu [2006] No. 199
No.1Financial Service Department of Shanghai Headquarters of the People’s Bank of China, Tianjin and Guangzhou branches, business
departments, Shijiazhuang Central Sub-branch, and the Payment and settlement Office of Shenzhen Central Sub-branch of the People’s
Bank of China, all policy banks, state-owned commercial banks, accounting settlement departments (receipt and payment centers) of
joint stock commercial banks,
Under the Plan on the Implementation of Pilot Projects of the National Check Image Exchange System (Yin Ban Fa [2006] No. 131), the
headquarters has decided to implement joint debugging and testing in the six provinces (municipalities) from November 15 to November
21,2006 in order to ensure the smooth running of national check image exchange system to be disseminated in Beijing, Shanghai,Tianjin,
Hebei and Shenzhen (hereinafter referred to as the six provinces(municipalities)). The Plan on the Implementation of Pilot Projects
of the National Check Image Exchange System (hereinafter referred to as the Plan) is hereby printed and issued to you and the relevant
matters are announced as follows:
1.
Time of Joint Debugging and Testing
For the test of processing fee charges and disposal of year-end businesses, the time for system running is set to be from December
27, 2006 to January 2, 2007, of which December 29-30,2006 are legal holidays.
The Date Comparison Table
ҳ 1
Simulated Running Dates
System Running Dates
Remarks
November15
December27
Normal initiation and
receiving of check images
November16
December28
Normal initiation and
receiving of check images
November17
December29
Dec. 29is a legal holiday,
normal initiation and receiving of check images
November18
December30
Dec. 30is a legal holiday,
normal initiation and receiving of check images
November19
December31
Normal initiation and
receiving of check images
November20
January1,2007
Normal initiation and
receiving of check images
November21
January2,2007
Normal initiation and
receiving of check images
2. Participants of Joint Debugging and
Testing
The participants of joint debugging and
testing consist of the clearing houses of all districts, cities and counties of
the six
provinces (municipalities), as well as all the direct participants of
the payment system that handles the check clearing business.
Each direct
participant of the payment system shall arrange 5-10 subsidiary institutions to
participate in the joint debugging
and testing. Besides,2-3 participants shall
be arranged to participate in the joint debugging and testing, which fail to
participate
in the payment system but participate in the check image system,.
3. The Business Scope of Joint Debugging
and Testing
All functions of the national check image
exchange system and the functions relevant to the acknowledgement of receipt of
check
images in the small-sum payment system shall be included in the joint
debugging and testing. .
The business scope of national check image
exchange system covers the functions of sending and receiving check images and
general
images, inquiries and replies, applications for stopping payment and
answers, fee charges, cancellation of records in the register
book, inquiry
statistics, uploading of inter-city information about violations, etc.
The business scope of the small-sum
payment system covers the sending and receiving of acknowledgements of receipt
of check images,
consolidation of acknowledge of receipt, etc.
4. The Environment of Joint Debugging and
Testing
The environment of joint debugging and
testing is classified into the real environment of national check image exchange
system and
the simulated environment of small-sum payment system.
A head center will be established for the
real environment of national check image exchange system by connecting to the
distant
sub-centers of Beijing, Shanghai, Tianjin, Guangzhou, Shijiazhuang and
Shenzhen.
The sub-centers of Beijing, Shanghai,
Tianjin, Guangzhou, Shijiazhuang and Shenzhen shall be connected to the distant
clearing houses
under their respective jurisdictions.
Simulated sub-centers of Jinan and Xi’an
will be set up under the head center for the purpose of testing all the
functions of the
image exchange system sufficiently. Simulated clearing houses
of Jinan and Qingdao will be set up under the simulated sub-center
of Jinan by
sharing the front-end processor. Simulated Xi’an clearing house and simulated
Xi’an industrial and commercial bank
will be set up under the sub-center of
Xi’an respectively by a single front-end processor and indirect connection.
A simulated NPC will be set up for the
simulated environment of small-sum payment system by connecting to the simulated
CCPC of
Beijing, Shanghai, Tianjin, Guangzhou, Shijiazhuang and Shenzhen.
The simulated CCPC of Beijing, Shanghai,
Tianjin, Guangzhou, Shijiazhuang and Shenzhen will be connected to the distant
payment
system participants of the joint debugging and testing under their
respective jurisdictions.
Before November 10,the Clearing Head
Center shall be in charge of establishing a head center for the real environment
of national
check image exchange system and the NPC and CCPC for the simulated
environment of small-sum payment system . It shall finish the
remote connection
with the sub-centers and the participants of the payment system in the six
provinces (municipalities) before
November 14.
The Department of Science and Technology
shall be in charge of completing the distribution of the application software
and plug-in
software for the check image exchange system before November 12.
The payment and settlement offices of the
six provinces (municipalities) shall be responsible for the coordination between
the offices
of science and technology and the clearing centers to ensure the
establishment of a testing environment of small-sum payment system
by all the
direct participants of payment system and their remote connection to a simulated
CCPC before November 10, to ensure
the establishment of sub-centers and the
connection of clearing houses or commercial banks under their respective
jurisdictions
to the sub-centers before November 13 and to ensure the completion
of distribution and installation of the plug-in software before
November 13.
The payment and settlement offices of the
sub-branches in the six provinces (municipalities) shall submit a report in
written form
on the preparation of the systems and environments under their
respective jurisdictions to the Payment and Settlement Department
(to the mail
box of ChenXue through OA) before November 13.
As regards details in technology, please
contact the Settlement Head Center of the People’s Bank of China. Contact person
for equipment:
Zhang Xin 010-68401764, 13601058563; contact person for network
debugging: Wang Xiangwen 010-68401928,13901373622; contact person
for system
integration: Ge Honghui 010-68401775, 1776, 13691294726; contact person of the
application software and the equipment
of front-end processor: Li Ningyu
010-68401775, 1776, 13439525330,Zhou Zhaotao 010-68401775, 1776, 13661226457.
5. Timetable for Joint Debugging and
Testing
The image system shall run in accordance
with the following timetable in the period of joint debugging and testing. The
head center
may make uniform adjustments as required.
Timetable for System Running
Simulated Running Dates
System Running Dates
Remarks
November15
December27
Normal initiation and
receiving of check images
November16
December28
Normal initiation and
receiving of check images
November17
December29
Dec. 29is a legal holiday,
normal initiation and receiving of check images
November18
December30
Dec. 30is a legal holiday,
normal initiation and receiving of check images
November19
December31
Normal initiation and
receiving of check images
November20
January1, 2007
Normal initiation and
receiving of check images
November21
January2, 2007
Normal initiation and
receiving of check images
6. Software Version for Joint Debugging
and Testing
All links of the national check image
exchange system and the payment system shall use the post-revision software
after the second
round testing.
7. Basic Data of the Joint Debugging and
Testing
(1) Data of bank codes. The payment and
settlement offices in the six provinces (municipalities) shall be responsible
for organizing
the declaration of the data of bank codes by clearing houses and
the banking financial institutions participating in the joint de
bugging and
testing, and shall submit the data of bank codes for joint debugging and testing
in the excel format to the Department
of Payment and Settlement (to the mail box
of Zhou Pengbo through OA) before November 3. The data of bank codes shall be
consistent
with the data in the complete database of bank codes for the
production environment of the payment system.
The Clearing Head Center shall be in
charge of producing the basic data for this joint debugging and testing and
shall, before November
10, accomplish the installation of the basic data of bank
codes of the image exchange system and the payment system, and export
the said
data to the payment and settlement offices in the six provinces
(municipalities).
The payment and settlement offices in the
six provinces (municipalities) shall be responsible for the installation of the
basic
data of the bank codes of the image exchange system of their respective
sub-centers, and shall, before November 12, export the said
basic data to the
clearinghouses under their respective jurisdictions, and shall distribute the
basic data of bank codes of the
payment system to the direct participants of the
payment system before November 12.
(2) The digital certificates
The digital certificates for the joint
debugging and testing shall be made by the Clearing Head Center uniformly and
shall be distributed
to the clearing centers of the six provinces
(municipalities) before November 10. The clearing centers of six provinces
(municipalities)
shall be in charge of distributing the said certificates to the
clearing houses under their respective jurisdiction and all banking
financial
institutions before November 12.
(3) Balance of clearing account
The balance of the clearing account of
each commercial bank that directly participates in the joint debugging and
testing shall
be RMB 100 million yuan.
All direct participants shall set net
debit level (earmark) of RMB 50 million yuan for the small payment system.
The Clearing Head Center shall be
responsible for setting the balance of the clearing account in the simulated
SAPS before November
12.
As regards other basic data, please see
the Plan.
8. Making and Disposing Check Images for
Joint Debugging and Testing
(1) Making check images
A banking financial institution or
clearing house may use inter-city checks (under the invalidation seal) on its
own initiative,
make check images and form messages of check images subject to
the format as required. It is not required about matching between
the image
information and the electronic clearing information.
(2) Disposing check images
A banking financial institution or
clearing house shall dispose the business on the basis of the electronic
clearing information
after receiving a message issued by the image exchange
system,.
9. Compilation of Joint Debugging and
Testing Cases
When compiling the joint debugging and
testing cases, it shall not only satisfy the requirements of the business types
and business
volume, but also cover all the functions of the national check
image exchange system as well as the messages of acknowledgement
of receipt of
the check images in the small payment system.
The head clearing center shall be in
charge of drawing up testing cases of the head center, simulated NPC and
simulated CCPC.
The payment and settlement offices of the
six provinces (municipalities) shall be responsible for compiling the testing
cases for
all participants of joint debugging and testing under their respective
jurisdictions.
All banking institutions or clearing
houses participating in the joint debugging and testing shall launch 5 national
businesses
and 5 regional businesses (including check businesses and general
businesses) everyday at least. A banking financial institution
that has the
environment for the testing of small-sum payment system shall launch an
acknowledgement of receipt of check image
through the payment system after
receiving any check image,.
The check image business shall be handled
subject to the Measures for Dealing with the Affairs Relating to the National
Check Image
Exchange System (for Trial Implementation), Procedures for Dealing
with the Affairs Relating to the National Check Image Exchange
System (for Trial
Implementation), Administrative Measures for the Running of the National Check
Image Exchange System (for Trial
Implementation), as well as the provisions on
dealing with the businesses of the payment system by personnel of each entity
participating
in the joint debugging and testing.
Each entity participating in the joint
debugging and testing shall print the simulated vouchers and checklist in
accordance with
relevant provisions, check the formats of the vouchers and
checklist carefully, collect the number and amount of the businesses
and check
them against relevant checklist.
10. Organization of Joint Debugging and
Testing
The joint debugging and testing is an
important link before the dissemination and running of national check image
exchange system,
the effects and quality of which are directly related to the
dissemination of the national check image exchange system all over
the country.
In view of lots of participant institutions, huge workload and wide range in the
joint debugging and testing , the
leading groups of the construction of the
check image exchange system of the six provinces (municipalities) and their
offices as
well as all entities as participants shall attach great importance to
it, shall strengthen the organization and management, closely
communicate and
collaborate with each other to ensure the smooth processing of this joint
debugging and testing .
(1) Duty of each department. The Payment
and Settlement Department of the People’s Bank of China shall be responsible for
the overall
organization and management of the joint debugging and testing of
the image exchange system, and drawing up a plan on the joint
debugging and
testing of the national check image exchange system.
The Department of Science and Technology
shall be in charge of coordination and management of the technical work of joint
debugging
and testing, and it shall instruct relevant departments to participate
in the system integration, software installation and technical
support of
network debugging of the participants of joint debugging and testing.
The Clearing Head Center shall responsible
for the preparation of environment, network connection and technical support of
the joint
debugging and testing, it shall coordinate clearing sub-centers to
handle the installation of the basic data of bank codes, and
the operations of
the head center and the simulated NPC, and it requires one operator in each of
the clearing sub-centers in the
six provinces (municipalities) to go to Beijing
to operate the CCPC on November 14. Contact person of the Clearing Head Center:
Zhang Xin, Tel.: 010-68401764 13601058563
The payment offices of the six provinces
(municipalities) shall be responsible for organizing and coordinating the
participants
of joint debugging and testing under their respective jurisdiction.
(2) Report of joint debugging and testing.
In case of any abnormity of the system or any matter inconsistent with the
operation
needs arising during the testing, all participants shall timely record
the problems, and then carefully fill in the Record Form
of Joint Debugging and
Testing Problems (See Attachment 2 for the format), and submit it to relevant
payment and settlement offices
of the six provinces(municipalities) at 160 of
the current day.
The payment and settlement offices of the
six provinces (municipalities)shall, in a daily manner, study the problems
arising from
the joint debugging and testing of the current day jointly with the
operators and technicians of the relevant departments and put
forward
suggestions of solution which shall be submitted to the Payment and Settlement
Department before 130 of the following
day. And then they shall submit a
summary report of the joint debugging and testing to the Payment and Settlement
Department (to
the mail box of Chen Xue through OA).
In case of any serious problem that
affects the normal running of the system during the joint debugging and testing,
the payment
and settlement offices of the six provinces (municipalities) shall
report it to the People’s Bank of China immediately.
(3) Strengthening the operations and
technical support. The Payment and Settlement Department, the Department of
Science and Technology,
and the Clearing Head Center will assign spec
